Accepting Credit Cards has never been so FREE! Accept Credit Cards today with EXS

EXS offers retail, restaurant and internet merchants the LOWEST guaranteed credit card processing rates in the industry – guaranteed! We also provide FREEcredit card terminal packages, FREE credit card merchant account set-up andFREE credit card terminal programming, ensuring that you receive the lowest cost commitment available in the credit card processing industry!  This is why thousands of businesses like yours choose EXS for their credit card processing needs.

LOW PRICE GUARANTEE on Credit Card Merchant Accounts and Terminals:

Don’t be misled by our competitors’ claims on providing the lowest credit cardmerchant account and terminal pricing! Since 1997, EXS has proven to provide the most competitive pricing in the credit card industry. How do we do this? To help to save you time researching the internet for the very best deals, we do the leg work for you! On a daily basis, our diligent staff at EXS closely inspects the internet and contacts numerous companies across the USA to make ensure that we continue to provide the lowest pricing available on merchant accounts and credit card processing terminals. In fact, we are so confident that we guarantee it!

Credit Card Solutions for Your Business

We provide numerous credit card processing solutions to accept credit cards for all types of businesses – Retail, Restaurant, Wireless, Internet, home-based or Mail-Phone Order. Not only will you be able to accept all major credit cards and bank ATM Debit cards at the lowest possible cost, we provide 24 hour merchant account approvals, industry merchant account expertise, superior personal service as well as 24/7 internet online transaction reporting.

Why Choose EXS?

EXS has one of the highest merchant account approval rates in the merchant services industry, so if you have less than perfect credit, it is likely you will still get approved. We know that there are many choices when it comes to choosing your credit card processing provider. However, when you add up all the facts, the choice becomes very clear. Discover the reasons why EXS is the right choice for you and why we are trusted by over 40,000 businesses nationwide.

Secure Payment Systems-SPS

Welcome to Secure Payment Systems, a unique information services company that specializes in the needs of small and midsize retailers. In addition to traditional point-of-sale transaction processing, we offer electronic check conversion, gift and loyalty card processing, a proprietary ATM debit payroll / international funds transfer card, as well as an array of ACH electronic debit services including file transmissions and a sophisticated WEB-baseddatabaseplatform for merchants to privately perform their own recurring debit activities. Inother words Secure Payment Systems provides you the affordable information services youneed to compete with the retail elite.

Secure Payment Systems’ mission is to engineer a pipeline that streams to you a broad inventory of business services designed to offload administrative burdens and encourage a focus on selling. The end result is a window of opportunity, opening up new sales and profits for your business.

About Secure Payment Systems, Inc.

Secure Payment Systems, Inc. (SPS) ( was founded in 1996 by Linden (Lin) Fellerman, former 20 year employee and 10 year President of the Telecredit / Equifax Check Services (Certegy) subsidiaries. With over 30 years of entrepreneurial achievement in transaction processing and risk management systems, privately held SPS provides an array of payment processing solutions including but not limited to electronic gift & loyalty processing, ACH processing, electronic check conversion, electronic check imaging, capture, and third party origination, mobile smart-phone check capture and guarantee, and even its uniquely innovative advance funding of consumer-based retail payments. With over 7,500 wholesale and retail client endpoints in the U.S., Canada, Mexico, Puerto Rico, Guam, and Israel SPS provides services though third party gateways as well as direct connections via dial up, IP, DSL, and point to point frame relay interfaces.

GIFT RIBBON-Employee Gift Incentive Reward Program

The Just-Right, Go-To Gift


Need a gift for the hard-to-please parent? The fresh-faced grad? The mom-to-be, newlywed couple, or hard-working employee? Give something they all can enjoy – a Ribbon Gift Card. And all Ribbon Gift Collections feature brands you both know and love.

Ribbon Gift Collections 

Ribbon-Gift-CollectionsRibbon Gift Collections are unique because they don’t show the dollar value of the gift card. And unlike cash and other gift cards, which could be quickly spent and forgotten, Ribbon gifts make memories and remind recipients of your thoughtfulness.

What Else Does Ribbon Give You?

What-Else-Does-Ribbon-Give-You.Free shipping – for you and your recipient. Our 180-day Satisfaction Guarantee on Gift Cards and gift items. The promise that Ribbon Gift Cards never expire or lose value. Want to share the Ribbon experience with the special people in your life? Contact your Ribbon Gift Consultant or Customer Service at

Improving the World. One Gift Card at a Time.

Improving-the-World.-One-Gift-Card-at-a-TimeAll Ribbon Gift Cards are printed on recycled paper made from our paper waste and manufactured by French Paper Company using 100% hydroelectric power.

Make More Sales Easier

Running a restaurant is a fast-paced business. If you’re looking to speed up service, improve margins and grow repeat visits, look no further – Groovv is here to help. Groovv’s powerfully simple point of sale and mobile & social marketing solutions can help all kinds of quick or table service restaurants make more sales easily. Now you can quickly identify your most valuable customers and your most profitable items, and create targeted promotions that increase customer loyalty and revenue.